Select a question from one of the lists below to view the answer.
If you have any other questions about your plan, please contact us.
If you leave your employer you can:
Your plan can provide support to your chosen beneficiary in the following ways:
If you've not chosen beneficiaries or would like to change your beneficiary details, you can do this using our mobile app.
Your plan has the flexibility to let you increase, decrease, stop and restart your contributions. However, before making any changes to your regular contributions you need to speak to your employer. They'll tell you what changes you can make and when you can make them.
You'll also need to consider what effect changing your contribution level may have on the contributions from your employer.
If you have pension savings built up with a previous employer, you can:
We'll apply a charge for managing your plan.
Your illustration will show you the charges that will apply to your plan, when they will be deducted and how this may affect the value of your pension savings over its term.
If you're absent from work as a result of sickness or injury, you'll normally continue making contributions into the plan. If your employer makes contributions into the plan, ask them what would happen to these contributions.
While on maternity leave, you can continue, reduce or stop your contributions - the choice is yours. And when you return to work, you can easily increase or start them back up again. If your employer makes contributions into your plan on your behalf, ask them what would happen to these contributions during maternity leave. Remember that reducing or stopping your contributions will reduce the amount you get back when you retire.
If you're automatically enrolled, you can opt out of the plan. Your plan documents will tell you how and when you can do this.
As long as you opt out of the plan within your opt out period we will arrange for your contributions to be refunded to you. If you don’t opt out, your plan will continue.
You can find our contact details in the Contact us section.
Providing our customers with excellent service is very important to us. But if there's anything you're unhappy about, our Customer Service team will try their best to resolve the matter.
If you want to make a complaint, write to our Customer Relations team at:
Royal LondonRoyal London HouseAlderley ParkCongleton RoadNether AlderleyMacclesfieldSK9 0EN
If you're not satisfied with our response you can complain to The Financial Ombudsman Service at:
Exchange TowerLondonE14 9SR
Telephone: 08000 234 567
Complaining to the Ombudsman won't affect your legal rights.
If you have any other questions about online service, please contact our web support specialists.
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Yes. Once registered you can change your address at any time.
Take a look at our Retirement options FAQs
Email us
0370 850 1991
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