Skip to main content

Your retirement options

You can access your retirement savings any time after age 55 – even if you’re still working. And you have lots of choice in how you take them.

Secure income

Enjoy a guaranteed regular income for the rest of your life. Find out more

Flexible access

Take the income you need, when you need it. Find out more

Cash payment

Have all your savings paid as a cash lump sum. Find out more

Leave it for now

Don’t worry if you can’t decide how to take your retirement savings. You can leave them invested so they have more time to grow. You should remember that investment returns are never guaranteed. So you could get back less than what you put in.


Keep us up-to-date

Keep us up-to-date with any changes that could affect your retirement plans.

If you decide to change your retirement age, let us know. If you're invested in a Lifestyle Strategy, we'll make sure your money is invested in the right part of the strategy.

Did you know?

If you die before you take any or all of your retirement savings, your savings could be paid to one or more beneficiaries of your choice. You can add beneficiaries to your plan by completing a nomination of beneficiary form.

Know your limits

The government has set limits to do with pension contributions and taking your retirement savings.

Find out more

Contact us

Email us

0345 60 50 050